FTMO vs Topstep : Comparison 2026

VS
Logo FTMO
Logo Topstep

Overview and reputation

Logo FTMOFTMO
Criterion
Logo TopstepTopstep
4.8
55283 reviews
Trustpilot rating
3.7
15002 reviews
🇨🇿CZ
Country
🇺🇸US
2015
Year founded
2012
CFD
Instrument types
FUTURES
MT4
MT5
DXtrade
cTrader
Platforms
TopstepX
Forex
Crypto
Currencies
Indices
Commodities
Available assets
Indices
Fixed income
Currencies
Crypto
Commodities
Bank transfer
Skrill
Crypto
Payment methods
Bank transfer
Wise
15
Number of challenges
15
Static
End of day
Trailing
Available drawdown types
End of day
Static
$5,000
Minimum account size
$1,500
$200,000
Maximum account size
$250,000
View the full profile of FTMO
View the full profile of Topstep

Track record and reputation

FTMO was founded in 2015 (11 years ago), and Topstep in 2012 (14 years ago).

FTMO has more Trustpilot reviews, with 55,283 reviews and a rating of 4.8/5. Topstep has a rating of 3.7/5 from 15,002 reviews. Both the rating and review count favour FTMO.

Instrument types and assets

A major difference: Topstep is a Futures prop firm, while FTMO is a CFD prop firm.

It is also the only one to support crypto payouts.

Pricing and challenge comparison

Logo FTMOFTMO
Account
Logo TopstepTopstep
-
$1.5K
Static
$99
-
$3K
Static
$65
€169
$5K
Trailing
-
-
$6K
Static
$149
€89
$10K
Static
-
€79
$10K
End of day
-
€339
$10K
Trailing
-
€250
$25K
Static
$75
€199
$25K
End of day
-
€749
$25K
Trailing
-
€345
$50K
Static
$149
€319
$50K
End of day
$49
€1,499
$50K
Trailing
-
€437
€540
$100K
Static
-
€399
€499
$100K
End of day
$149
€2,999
$100K
Trailing
-
-
$150K
End of day
$199
€1,080
$200K
Static
-
€999
$200K
End of day
-
-
$250K
End of day
$499
Best price
More expensive
Unique offer
*The displayed prices include current promotions.

Drawdown and cost analysis

Overall challenge analysis

Both prop firms offer $25k and $50k accounts with a static drawdown.

Topstep offers better prices on these challenges.

Both prop firms offer $50k and $100k accounts with a end of day drawdown.

Topstep offers better prices on these challenges.

FTMO offers $5k, $10k, $25k, $50k and $100k accounts with a trailing drawdown.

It also offers $10k, $100k and $200k accounts with a static drawdown that Topstep does not offer.

It also offers $10k, $25k and $200k accounts with a end of day drawdown that Topstep does not offer.

Topstep offers $2k, $3k and $6k accounts with a static drawdown that FTMO does not offer.

It also offers $150k and $250k accounts with a end of day drawdown that FTMO does not offer.

Cost comparison charts

*The displayed prices include current promotions.

Detailed comparison: who has the better rules?

Logo FTMOFTMO
Criterion
Logo TopstepTopstep
FTMO Challenge 25 K - 2 Step
Name
Labs #001 - $25K Static Drawdown Trading Combine
2 steps
Number of steps
1 step
Static
Drawdown type
Static
€250
Challenge fee
$75
-
Reset fee
-
$0
Activation fee
$0
$2,500
10%
Profit target
$2,000
8%
$2,500
10%
Maximum total loss
$1,000
4%
$1,250
5%
Daily loss limit
$500
2%
NO
Daily drawdown reset
-
Unlimited
Time limit per phase
90
4
Min trading days
2
-
Consistency rule
55%
Trading during news releases
Weekend trading
Refundable challenge fee
Refundable activation fee
80% | 20%
Profit split
90% | 10%
Better option
Less favourable
Equivalent
*The displayed prices include current promotions.

Bobby

Written by

Bobby

Independent trader

I'm a former financial engineer and spent seven years on trading floors and at a hedge fund. For over three years, I've been sharing my trading experience and what I know about finance.

Disclaimer: The data is provided for information only and does not constitute professional financial advice. The prop firm may change this information at any time.