FundingPips vs Topstep : Comparison 2026

VS
Logo FundingPips
Logo Topstep

Overview and reputation

Logo FundingPipsFundingPips
Criterion
Logo TopstepTopstep
4.5
71103 reviews
Trustpilot rating
3.7
15002 reviews
🇦🇪AE
Country
🇺🇸US
2022
Year founded
2012
CFD
Instrument types
FUTURES
MT5
cTrader
Match-Trader
Platforms
TopstepX
Forex
Crypto
Currencies
Indices
Commodities
Available assets
Indices
Fixed income
Currencies
Crypto
Commodities
Bank transfer
Crypto
Rise
Payment methods
Bank transfer
Wise
33
Number of challenges
15
TRAILING EOD
STATIC EOD
Static
Available drawdown types
End of day
Static
$5,000
Minimum account size
$1,500
$200,000
Maximum account size
$250,000
View the full profile of FundingPips
View the full profile of Topstep

Track record and reputation

FundingPips was founded in 2022 (4 years ago), and Topstep in 2012 (14 years ago).

FundingPips has more Trustpilot reviews, with 71,103 reviews and a rating of 4.5/5. Topstep has a rating of 3.7/5 from 15,002 reviews. Both the rating and review count favour FundingPips.

Instrument types and assets

A major difference: Topstep is a Futures prop firm, while FundingPips is a CFD prop firm.

It is also the only one to support crypto payouts.

Pricing and challenge comparison

Logo FundingPipsFundingPips
Account
Logo TopstepTopstep
-
$1.5K
Static
$99
-
$3K
Static
$65
$54
$60
$5K
TRAILING EOD
-
$35
$39
$5K
STATIC EOD
-
-
$6K
Static
$149
$63
$70
$10K
STATIC EOD
-
$79
$88
$10K
TRAILING EOD
-
$59
$66
$10K
Static
-
$230
$255
$25K
STATIC EOD
-
$169
$188
$25K
TRAILING EOD
-
$89
$99
$25K
Static
$75
$220
$244
$50K
TRAILING EOD
-
$314
$349
$50K
STATIC EOD
-
-
$50K
Static
$149
-
$50K
End of day
$49
$500
$555
$100K
STATIC EOD
-
$400
$444
$100K
TRAILING EOD
-
$449
$499
$100K
Static
-
-
$100K
End of day
$149
-
$150K
End of day
$199
$799
$888
$200K
TRAILING EOD
-
-
$250K
End of day
$499
Best price
More expensive
Unique offer
*The displayed prices include current promotions.

Drawdown and cost analysis

Overall challenge analysis

Both prop firms offer a $25k account with a static drawdown.

Topstep offers better prices on these challenges.

FundingPips offers $5k, $10k, $25k, $50k, $100k and $200k accounts with a TRAILING EOD drawdown.

It also offers $5k, $10k, $25k, $50k and $100k accounts with a STATIC EOD drawdown.

It also offers $10k and $100k accounts with a static drawdown that Topstep does not offer.

Topstep offers $2k, $3k, $6k and $50k accounts with a static drawdown that FundingPips does not offer.

It also offers $50k, $100k, $150k and $250k accounts with a end of day drawdown.

Cost comparison charts

*The displayed prices include current promotions.

Detailed comparison: who has the better rules?

Logo FundingPipsFundingPips
Criterion
Logo TopstepTopstep
Labs 002 247 25K
Name
Labs #001 - $25K Static Drawdown Trading Combine
1 step
Number of steps
1 step
Static
Drawdown type
Static
$153
$170
Challenge fee
$75
-
Reset fee
-
$0
Activation fee
$0
$2,500
10%
Profit target
$2,000
8%
$1,000
4%
Maximum total loss
$1,000
4%
$500
2%
Daily loss limit
$500
2%
-
Daily drawdown reset
-
6 months
Time limit per phase
90
0
Min trading days
2
-
Consistency rule
55%
Trading during news releases
Weekend trading
Refundable challenge fee
Refundable activation fee
82% | 18%
Profit split
90% | 10%
Better option
Less favourable
Equivalent
*The displayed prices include current promotions.

Bobby

Written by

Bobby

Independent trader

I'm a former financial engineer and spent seven years on trading floors and at a hedge fund. For over three years, I've been sharing my trading experience and what I know about finance.

Disclaimer: The data is provided for information only and does not constitute professional financial advice. The prop firm may change this information at any time.