XTB : broker review 2026

Main use
Trading
Investing
Accounts
PEA
CFDs
CTO
Founded
2002
Country
πŸ‡΅πŸ‡±Poland
Trustpilot
3.6
2,364 reviews

An AMF-regulated broker offering CFDs, a CTO and even a PEA, with €0 fees on many orders. Suited to both long-term investors and active traders.

Who is this broker for?

XTB may suit you if you:

  • Want to trade CFDs and invest in stocks and ETFs on a single platform.
  • Want a PEA with competitive fees and a modern interface.
  • Want to start with no minimum deposit and €0 fees on many orders.

XTB may be less suitable if you:

  • Want an online bank to bring all your everyday accounts together.
  • Need access to very specific markets or niche products.
  • Only want to invest passively, without ever using CFDs.

Broker features

Markets and products

Stocks
ETF
Indices
Commodities
Crypto
Forex

Platforms

xStation 5
MT4
TradingVIew

Regulation

πŸ‡«πŸ‡·AMF
πŸ‡¨πŸ‡ΎCySEC
πŸ‡¬πŸ‡§FCA
πŸ‡©πŸ‡ͺBaFin
πŸ‡ͺπŸ‡ΈCNMV
πŸ‡΅πŸ‡±KNF
πŸ‡¦πŸ‡ͺDFSA
Headquarters
Warsaw
Minimum deposit
0 €
Mobile app
Yes
Last checked: 09/02/2026

Authorisation to operate in France

XTB is authorised to operate in France through XTB S.A., under a European passport.

REGAFI record of XTB’s authorisation to operate in France
REGAFI screenshot consulted during the latest check.
Bobby

Written by

Bobby

Independent trader

I'm a former financial engineer and spent seven years on trading floors and at a hedge fund. For over three years, I've been sharing my trading experience and what I know about finance.

Disclaimer: This information is provided for reference and does not constitute professional financial advice. The broker may change its terms at any time.